Terms & Conditions

Thank you for visiting our website – we hope you find it helpful and interesting.

The following information outlines the terms of use for this website. By using this website you acknowledge that you have read and accepted these terms and conditions.

Stratus Financial Services Limited will endeavour to provide a secure website. However, you should be aware that if you choose to communicate with and Stratus Financial Services Limited direct or to receive email communication services from them, these will not be sent securely.

The information on this website, including tools and calculators, is of a general nature and for information purposes only and necessarily selective. It does not constitute personalised financial advice. To the extent that any content on the website constitutes financial advice, it class advice only. We recommend that once you are done browsing online, you contact one of our Advisers to discuss your personal financial situation in detail.

The information on this website has been prepared for New Zealand residents only. Any offer of securities referred to on this site is not available for subscription by any person outside of New Zealand.

Disclaimer
AMP and Stratus Financial Services Limited disclaim all liability or responsibility for any direct or indirect loss or damage that may result from any errors or omissions on this website, including reliance on the tools and calculators provided on or through this website, or access to, or use of, or inability to use, this website.

While care has been taken to supply information on this website that is up-to-date and accurate, AMP and Stratus Financial Services Limited do not give any guarantee of the accuracy, correctness, adequacy or completeness of such information (including tools and calculators) or its suitability for your intended use. AMP and Stratus Financial Services Limited may change the content of this website (including product and investment information) and these terms and conditions at any time without notice.

This website is operated by Stratus Financial Services Limited and is not endorsed by, or affiliated with, the New Zealand government or Inland Revenue. Stratus Financial Services Limited is using the KiwiSaver trade mark and logo under licence from Inland Revenue. To view the official New Zealand government KiwiSaver website, please click here.

Copyright
AMP, Stratus Financial Services Limited or their suppliers own the copyright of the images, text, screens and web pages appearing on our site. This includes all the site’s content, code, look and feel, text, graphics, logos, button icons, images, audio and video clips and software. New Zealand and international copyright law applies. The information and material may not be copied, modified, published, reposted, reused, or used to create a derivative work without our express written permission.

Governing Law
These terms and conditions shall be governed and construed in accordance with New Zealand law and you submit to the jurisdiction of the Courts of New Zealand for all purposes in connection with the installation, operations and use of this website.

Use
You may not use or permit the use of this website in whole or in part for any purpose, whether legal or illegal, other than as specifically intended, i.e. to research product and service information.

Miscellaneous Provisions
AMP, Stratus Financial Services Limited and their employees shall not be liable for any act or failure to fulfil its obligations in relation to provision of this online service if the act, omission or failure arises from any cause reasonably beyond its control. These events may include (but are not limited to) acts of God, strikes, lockouts, riots, acts of war, epidemics, earthquakes, floods, governmental action, communication line failures, power failures, computer or processing system failures.

Links
AMP, Stratus Financial Services Limited and their employees accept no responsibility or liability for any information contained in any website accessed via a hypertext link from this website or any other website that is linked to this website. The content, accuracy and opinions expressed in such websites are not necessarily checked, monitored or endorsed by AMP or Stratus Financial Services Limited.

Changes to Website Terms & Conditions
We reserve the right to vary these Terms & Conditions at any time.