{"id":17925,"date":"2021-05-14T13:51:51","date_gmt":"2021-05-14T01:51:51","guid":{"rendered":"https:\/\/stratusnz.nz\/?p=17925"},"modified":"2021-06-20T19:44:33","modified_gmt":"2021-06-20T07:44:33","slug":"know-where-youre-headed-with-your-kiwisaver","status":"publish","type":"post","link":"https:\/\/stratusnz.nz\/index.php\/2021\/05\/14\/know-where-youre-headed-with-your-kiwisaver\/","title":{"rendered":"Know Where You\u2019re Headed with Your KiwiSaver"},"content":{"rendered":"\n<p>When you head off on a trip you know where you are going, how long it will take, what you need for the journey \u2026 and where you are starting from.<\/p>\n<p>Your KiwiSaver is a trip to your future.<br \/>\u00a0<br \/><strong>myIR<\/strong><br \/>The Inland Revenue\u2019s handy portal, myIR, is the first step in knowing your KiwiSaver journey.<br \/>The myIR tool is useful for many interactions with the IRD. You can;<\/p>\n<ul>\n<li>Access your IRD number.<\/li>\n<li>Check your student loan balance.<\/li>\n<li>Update your details (including contact and bank information).<\/li>\n<li>Manage your child support payments.<\/li>\n<li>Check and update your Working for Families details.<\/li>\n<li>File a personal tax return.<\/li>\n<li>Check whether you are due a refund or have to pay tax.<\/li>\n<li>Apply for parental leave payments.<\/li>\n<li>File and pay your GST.<\/li>\n<\/ul>\n<p>You can also check your KiwiSaver contributions.<br \/>\u00a0<br \/><strong>Don\u2019t Have a myIR Login?<\/strong><br \/>If you haven\u2019t yet registered for myIR you just need to visit the <a href=\"https:\/\/stratusnz.us7.list-manage.com\/track\/click?u=0fb8bdc783a0ddc73c741b2c1&amp;id=89c101f513&amp;e=a8d7d2ab23\">Inland Revenue website<\/a> and follow the prompts.<br \/>\u00a0<br \/><strong>How to Find Your KiwiSaver Payments<\/strong><br \/>To see your KiwiSaver contributions first click on <a href=\"https:\/\/stratusnz.us7.list-manage.com\/track\/click?u=0fb8bdc783a0ddc73c741b2c1&amp;id=b03e6f20d4&amp;e=a8d7d2ab23\">this link<\/a>, then:<br \/><br \/>1:Click on <em><strong>Login to myIR.<\/strong><\/em> \u00a0\u00a0<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone  wp-image-17930\" src=\"https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/1-300x176.png\" alt=\"\" width=\"503\" height=\"295\" srcset=\"https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/1-300x176.png 300w, https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/1.png 675w\" sizes=\"(max-width: 503px) 100vw, 503px\" \/><\/p>\n<p>2: Login using your UserID and password.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone  wp-image-17931\" src=\"https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/2-300x148.png\" alt=\"\" width=\"503\" height=\"248\" srcset=\"https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/2-300x148.png 300w, https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/2.png 682w\" sizes=\"(max-width: 503px) 100vw, 503px\" \/><\/p>\n<p>3. On the lower left of the screen click on <em><strong>KiwiSaver Member.<\/strong><\/em><\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone  wp-image-17932\" src=\"https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/3-300x150.png\" alt=\"\" width=\"502\" height=\"251\" srcset=\"https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/3-300x150.png 300w, https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/3.png 678w\" sizes=\"(max-width: 502px) 100vw, 502px\" \/><\/p>\n<p>4.\u00a0From the dropdown box at the lower left of the screen, select <em><strong>All time. <\/strong><\/em>This will show a summary of contributions.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone  wp-image-17933\" src=\"https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/4-300x152.png\" alt=\"\" width=\"503\" height=\"255\" srcset=\"https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/4-300x152.png 300w, https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/4.png 695w\" sizes=\"(max-width: 503px) 100vw, 503px\" \/><\/p>\n<p>5.For more information on your contributions, click on <em><strong>View transactions.<\/strong><\/em><\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone  wp-image-17934\" src=\"https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/5-300x152.png\" alt=\"\" width=\"503\" height=\"255\" srcset=\"https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/5-300x152.png 300w, https:\/\/stratusnz.nz\/wp-content\/uploads\/2021\/05\/5.png 700w\" sizes=\"(max-width: 503px) 100vw, 503px\" \/><\/p>\n<p><strong>Important Notes<\/strong><br \/>At this stage of knowing your KiwiSaver it\u2019s important to know two things;<\/p>\n<ol>\n<li>The myIR tool doesn\u2019t include any fees or investment growth \u2013 just contributions.<\/li>\n<li>If any of your contributions are from a payroll \u2013 whether it\u2019s from your pay as an employee or from your employer \u2013 it takes a while for the IRD to process it so it\u2019s not shown in your myIR KiwiSaver balance for a few months.<\/li>\n<li>Any voluntary contributions paid directly to your KiwiSaver provider (not from payroll) won\u2019t show in the myIR tool.<\/li>\n<\/ol>\n<p>\u00a0<br \/>For the next step in knowing your KiwiSaver journey, keep an eye out for our next KiwiSaver email.<br \/>\u00a0<br \/>For all your KiwiSaver questions, please contact me via\u00a0 <a href=\"mailto:jude@stratusnz.nz\">jude@stratusnz.nz<\/a><br \/><br \/>Best wishes<br \/>Jude \u2013 Stratus KiwiSaver Specialist<br \/><a href=\"https:\/\/stratusnz.us7.list-manage.com\/track\/click?u=0fb8bdc783a0ddc73c741b2c1&amp;id=48448b23fb&amp;e=a8d7d2ab23\">www.stratusnz.nz<\/a><\/p>\n<table width=\"100%\">\n<tbody>\n<tr>\n<td style=\"width: 834px;\">\u00a0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>When you head off on a trip you know where you are going, how long it will take, what you need for the journey \u2026 and where you are starting from. Your KiwiSaver is a trip to your future.\u00a0myIRThe Inland Revenue\u2019s handy portal, myIR, is&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,87,86,92,1],"tags":[90,88,89,94],"_links":{"self":[{"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/posts\/17925"}],"collection":[{"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/comments?post=17925"}],"version-history":[{"count":6,"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/posts\/17925\/revisions"}],"predecessor-version":[{"id":17946,"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/posts\/17925\/revisions\/17946"}],"wp:attachment":[{"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/media?parent=17925"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/categories?post=17925"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/tags?post=17925"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}