{"id":17031,"date":"2017-05-16T00:19:51","date_gmt":"2017-05-16T00:19:51","guid":{"rendered":"https:\/\/stratusnz.nz\/?page_id=17031"},"modified":"2020-02-17T23:48:45","modified_gmt":"2020-02-17T23:48:45","slug":"review-your-life-cover-loadings-and-exclusions","status":"publish","type":"page","link":"https:\/\/stratusnz.nz\/index.php\/review-your-life-cover-loadings-and-exclusions\/","title":{"rendered":"Review your life cover loadings and exclusions"},"content":{"rendered":"

[vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css_animation=””][vc_column width=”1\/3″][\/vc_column][vc_column width=”1\/3″][vc_single_image image=”16980″ alignment=”center” qode_css_animation=””][\/vc_column][vc_column width=”1\/3″][vc_column_text]Peter Ballantyne, AFA<\/span><\/p>\n

Life & Disability Insurance Specialist<\/span><\/p>\n

Stratus Financial Services, Ltd<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css_animation=””][vc_column css=”.vc_custom_1485897312457{padding-top: 15px !important;padding-bottom: 15px !important;}”][vc_separator type=”normal” color=”#967d89″ thickness=”2″][\/vc_column][\/vc_row][vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css_animation=””][vc_column][vc_column_text]Can you save on your life premiums?<\/strong><\/span><\/p>\n

We all know life is full of changes and the choices we make can have an <\/span>effect right down to the premiums on your life cover.<\/span><\/span><\/p>\n

If you\u2019ve made a change recently, like giving up smoking or getting on top of a health condition, which was affecting your premiums, it might be time to ask us for a review.<\/span><\/p>\n

Remember your insurer can\u2019t increase your premiums for a worse health status but you can apply for a reduction to reflect your improved health.<\/span>
\nHow much could you save?<\/span><\/p>\n

If you\u2019d like to find out if we can help email peter@stratusnz.nz<\/a>, or you can call Peter on 04 499 6500.<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css_animation=””][vc_column css=”.vc_custom_1485897182788{padding-top: 15px !important;padding-bottom: 15px !important;}”][vc_column_text]Disclaimer: This information \u00a0does not constitute personalised advice. If you would like personalised advice please contact Stratus for an appointment.<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

[vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css_animation=””][vc_column width=”1\/3″][\/vc_column][vc_column width=”1\/3″][vc_single_image image=”16980″ alignment=”center” qode_css_animation=””][\/vc_column][vc_column width=”1\/3″][vc_column_text]Peter Ballantyne, AFA Life & Disability Insurance Specialist Stratus Financial Services, Ltd[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css_animation=””][vc_column css=”.vc_custom_1485897312457{padding-top: 15px !important;padding-bottom: 15px !important;}”][vc_separator type=”normal” color=”#967d89″ thickness=”2″][\/vc_column][\/vc_row][vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left”…<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/pages\/17031"}],"collection":[{"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/comments?post=17031"}],"version-history":[{"count":9,"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/pages\/17031\/revisions"}],"predecessor-version":[{"id":17530,"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/pages\/17031\/revisions\/17530"}],"wp:attachment":[{"href":"https:\/\/stratusnz.nz\/index.php\/wp-json\/wp\/v2\/media?parent=17031"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}